Spending money is sometimes necessary, but it’s definitely not beneficial when you enjoy spending it too much. Trying to save money when you have this attitude towards it is never going to be a huge success, but saving money can be done. Here are some tips to help save money when you enjoy spending it.
Set Some Rules
Firstly, it’s good to set some ground rules when it comes to spending and trying to save. It should be seen as a challenge to try and save more than spend it, but you can beat yourself up or think badly of yourself whenever you spend money. We all have to spend money in life because it’s necessary in order for us to live and survive. So celebrate those days when you’ve saved money, but down cause yourself too much hassle because you may have overspent at some point. You may want to think about getting someone to help out with your savings, perhaps a friend or family member. It’s good to have someone who might be similar to you and to try and do the same.
Have A Budget Plan
A budget plan is handy to have, and if you haven’t had one before, then why not? Laying out the funds that you have to work with can be super beneficial in seeing what you are spending and what you have left to work with. Try to incorporate some ways to save money when you’re spending like discount codes at checkouts or perhaps turbotax coupons to save some of your money online. Having a plan is helpful and will keep you on track when it comes to monitoring your spending habits.
Challenge Yourself To A Few No-Spend Days
Ever heard of a no-spend day that people challenge themselves too? Well, you might not if you enjoy spending too much, but it’s where you don’t spend a single cent. Now that might be difficult if you have to spend money on public transport or you often buy your lunch when out at work. However, both of these things can be worked out. Start by bulking buying your food in order to make lunch for work at home and any commuting that needs doing, make sure you buy a weekly or monthly pass to save as much money as possible. See how many spend-free days you can have and you’ll see a big difference.
Automate Some Savings
When you’re trying to save money, the most difficult part can be remembering to set aside the money in the first place. So instead, why not automate your savings like you would with any other bill payments? That way, you save that money but don’t need to worry about having to remember, but it’s all done for you. Automation is the future, and it can certainly help you to save some extra money here and there without really feeling it.
Being able to save money is great for your quality of life, so no matter how much you enjoy spending money, it can be done!